You Can't Control Your Cash Flow

It always seems like the more you get the more you lack.

The Tap and the Cup

No matter how fast the tap runs to fill a cup with holes the water will always leak out. Is this how you feel with your finances? This resource will help you begin finding and sealing those holes.

The Conditioning Runs Deep

We have been conditioned to finance, use credit cards and be comfortable with debt and minimum payments. This happens from teenage years when there's little to no money up to adult years. The issue is the bad money habits and lifestyle doesn't leave when more money comes in, it grows into higher debt and higher comfort with it.

The Seal of Focus

The seal of focus is very powerful. If you can decide to remain focused to see it through you are separated from the rest of the pack. Often, sealing the leaks is applying tweaks to your cash flow pattern.

By finding your most inefficient debt and redirecting resources accordingly many leaks are sealed for good and quicker. The efficiency of your debt is gotten by dividing the loan balance by the minimum payment. The lower the number the lower the efficiency.

Budgets Don't Work. Try Accounting.

Have you ever tried to budget? Did it work? Most times budgets don't work, we put it down and we forget it because we barely get to updating it. Instead of budgeting why don't you try accounting. Having different accounts for different types of expenses tailored to your lifestyle and goals.

Three types of accounts that work:

1. Peace of Mind Account Funds for when money is tight like an emergency fund. Your financial safety net.
2. Wealth Creation Account Funds for cash flow and improving debt efficiency. This is where the leaks get sealed.
3. Living Wealthy Account Funds for consumptive expenses. A good place to start with this is 3% of after-tax income.

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Clean up the structure. Watch the leaks stop. The system is simple — the commitment is what separates those who seal the leaks from those who keep filling the cup.